Before starting your application, you must meet the following criteria.

• Be 18 years of age or older
• Be a resident of Canada
• Have a stable job
• Receive your salary by direct deposit into a Canadian bank account
• Have a minimum net income of 1,500 $ per month
• Not have made a consumer proposal, debt consolidation or bankruptcy within the last 30 days or be considering a consumer proposal, debt consolidation or bankruptcy within the next 6 months